I am looking to add a second payment processor to my Web site. I am bringing in approximately $1,000 a month with $6.49 monthly subscriptions. I have worked out the numbers and it just isn't worth my time or money to sign up for a merchant account.

Here are the 4 payment processors I have narrowed done to. I will be using these for monthly subscriptions. Please help me choose one.


CC Now - Charges 11% + $9.95 monthly, I would get $5.78 of the monthly fee

Glo-Bill - Charges 15.45% + $0 monthly, I would get $5.49 of the monthly fee

Revecom - Charges 5.5% + $49 setup + $.45 a transaction, I would get $5.68 of the monthly fee

2Checkout - Charges 5.5% + $49 setup + $.45 a transaction, I would get $5.68 of the monthly fee


Looking at this it seems CC Now is the best deal. I guess it comes done to how much these companies will hold in reserve, how fast they will pay and how customer friendly these companies are. With PayPal 1/3 of my potential customers are stopping the payment process. Signing up with a second processor I would like to drop this figure.

I am in Canada so I am not sure if this makes a difference. I assume these can all be integrated easily into a php web site.

Any help is appreciated.

I used Revcom and 2Checkout before, and they work well. I would stick with them - since they have been in the ballgame for some time.

Like dherman76, 2checkout has worked for one of my sites.

But given your monthly income ($1000) it seems a merchant account would be cheaper for you in the long run. Why not look into getting a merchant account instead?

Because that is $1,000 coming in already. I can't just switch my existing users over. This of course would only affect my new users. Since, I am in Canada this just complicates it even more and I don't want to have to deal with getting a business license and registering my name.